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PersonalWhat you have left for the month, every day.HouseholdShared bills split to the cent.BillsEach bill on its day, the month read ahead.Our approachWhat we keep, and what we never do.€9.99One subscription for the whole household.
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One way of living together, one page
FlatshareThe rent split to the cent, the groceries tracked.FreelanceThe business costs, kept apart.CouplesShared bills, a budget each.StudentsWhat's left each day, until the next payment.Group potA shared gift, and who has paid in.Living abroadA budget in the local currency.Regular savingsYour payments tracked, with a goal.First homeFixed bills set once, the month read ahead.
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Savings

Savings goal

A trip, a deposit, a car: the amount you want, the date, and what to put aside each month to get there.

Everything is worked out in your browser: nothing is sent, nothing is kept.

How it is worked out

1

What the savings already there will have earned by the date is taken off the target. The rest is divided into monthly deposits, which earn every month too.

2

The amount is rounded up to the cent, so the goal is met. With no return, it is a simple division.

The formula
Deposit= (Target − D₀ × (1 + r)n) × r ÷ ((1 + r)n − 1)

with r the monthly rate

Going further

In fleenRegular savingsYour payments tracked, with a goal.

Questions

What if I cannot make it each month?

Make the term longer: a few more months often lower the deposit more than one expects.

What return to enter?

The account's, net of fees. Enter 0 for an account that earns nothing.

And in fleen?

A space with a goal follows what has been put aside and what is left to pay in.

The other calculators

All calculators
Compound interestWhat regular savings become over time.Emergency fundThe safety cushion, and the time to fill it.Group potHow much everyone puts in a month for a shared plan.Split a billEqual shares, percentages, shares or fixed amounts.

Your budget,
at hand

Scan the code with your phone, or pick your store.

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